The advantages of public liability insurance

Public liability insurance in Singapore is designed to provide peace of mind for our business. If we run a company that deals with the general public then it is in our interest to invest in public liability insurance, which will cover us for any accidents to members of the public, damage to property that occurs as a result of our business activities and legal fees for claims made against our company.

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Whilst, not a legal requirement, it is wise to take out public liability insurance if we are selling a product or service to the public. Should someone have an accident or become injured at our place of work, the insurance will protect us and our company against any compensation payments and solicitor fees.

A lot of businesses, unfortunately, do not see the value in having public liability insurance and leave themselves open to many financial hazards if legal action is taken against them as a result of any workplace accidents. Do not leave such matters to chance – public liability insurance offers peace of mind against such eventualities.

Public liability insurance is a must-have for any farm. It will make sure we are covered if a member of the public is injured on our farm or if we are responsible for damage to another person’s property.

The importance of public liability insurance

When thinking about members of the public on our property, diversifications like farm shops, campsites or farm gate sales spring to mind. But even if we do not have one of these income streams, members of the public might visit our farm for other reasons. For example, are we covered if a delivery driver or a contractor injures themselves on our property?

We will also need to be covered if our livestock escapes and causes injury to an individual or damage to property. The high-cost claims came not from the death or injury to the animal but injury to members of the public or damage to their property. Fortunately, in these instances, our customers had public liability cover.

 Public Liability insurance can cover us for:

  • Accidental injury to others
  • Accidental loss of accidental damage to someone else’s property

 Things to think about

  • Typically a standard farm insurance policy will cover us for up to £5 million in respect to one incident or during the period of insurance. However, higher levels are available on request.
  • Even if a member of the public is on our property without permission, we could still be liable.
  • Public liability insurance does not cover us if something happens to an employee (even workers who are just helping out temporarily). We will need employer’s liability insurance for this.
  • We could be liable for an incident that occurs away from our property. For example, if a member of the public is injured as a result of mud on the roads from our vehicles or even a vehicle used by one of our contractors.

While helping our customer herd some straying cattle off his farm and back to their home, a neighboring farmer sustained an injury which resulted in a claim against our customer. This was covered under his public liability insurance. To find out more about our NTUC personal accident insurance in Singapore click here.

5 Things a startup CEO should do for talent acquisition

A startup talent acquisition in Singapore goes through multiple stages, and once beyond product-market fit, the startup CEO has two important roles, in our experience:

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  • To ensure there is enough money for the company to survive and flourish
  • To focus on talent acquisition and development

 Focus on technical skills first

While it is important to hire for culture and attitude, for young startups, time is invaluable. If the new employee cannot perform as per startup’s requirements in their first six to 12 months, we or the employee will not benefit from the relationship. Having a very acute understanding of the required technical skills is extremely important as that will guide our hiring and allow us to set the right expectations.

 Integration

This becomes a lot more important if the team is diverse, but making the new employees feel welcome, and helping them adjust to the environment, the locality, communication structure, and tools allow the employees to be comfortable and focus on things that will help our business. Different companies can have different ways of onboarding and integrating, but remember small things matter. The hiring manager and the CEO need to take feedback and make sure this integration happens well, but the entire team must take responsibility for ensuring the new employee is comfortable. Get everyone involved.

Create a pipeline and do not wait for inbound queries

The best people are not waiting to look for jobs to fall on their laps. They are killing it somewhere else. So to start looking for talent when we finally decide to hire is a very bad strategy. As the CEO, our role is to have a good idea of the talent needs of the startup in the next six months. Communicate that to our team, and build a pipeline through networking and personal/professional connections. Again, everyone in the team should contribute to this endeavor. Our team is our biggest ambassador, and together we will attract more people of a higher caliber than we can do alone.

 Communicate your vision and culture

  1. a) Encouraging managers and smart colleagues to learn from and grow with; b) Finding meaning and impact in their work. Yes, it is not money. Go out and show people what we are building, and how we plan to change the world. Again, get our team to do the same.

Create a hiring process

Adapted from Google’s hiring methodology, we have a minimum of three (often four) rounds of interview. First round is a technical interview conducted by the hiring manager. The second round is a cultural interview to see a fit in our working environment. This is conducted by a co-founder and/or by another team member that will be working closely with the candidate. The third round is conducted by me to evaluate for motivation and leadership ability. It is important for us to see if the candidate believes in our vision and product. To read more about IT job openings in Singapore click here.

 

A Brief study on Confinement Practices 

Becoming a parent can be a great turning to many parents, and the postpartum period is considered as one of the most vulnerable time and it’s difficult for adjustment. In many cultures, the pregnancy stage is considered as ‘hotness’ stage while the postpartum period is considered as a vulnerable cold and difficult state. During this postpartum period, confinement comes in existence. It is nothing but a set of practices to help the mother and baby to recover their health in and after pregnancy period. Some of these confinement practices include long and peaceful rest, a special food diet and also to maintain personal hygiene. Confinement practices also include the postpartum depression which should be taken care carefully. To find a nanny in Singapore is easy in this trendy world as we have many options like agency and parenthood blogs.

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Confinement practices in various regions

Postpartum diets and practices differ from each country and religion of people. But these practices are more popular among the East, South and Southeast-Asian populations. These practices also include the restriction of mother to leave the house in order to fasten the recovery process. Generally, the confinement period is from 30-45 days but it differs from each region, country, and people. This also includes taking bath in hot water as it is a belief that bathing cold water can decrease the milk supply in the mother. And also bathing can cause stomach pains and menstruation. Some have the practice of not bathing while some allow taking bath as one can find it more uncomfortable and unhygienic. It’s worse in tropical climate regions. Some even use the addition of medicinal herbs in baths to recover fast. In some religion, there are practices of taking the message to relax the body.

Following particular diets in food also help in fast recovery. Only consumption of some particular food is believed to recover health. While other foods are neglected, to avoid any infection or illness as it can affect the recovery of health. And it can also affect both child and mother’s health. In the taking of healthy supplements, help in regaining the energy. Some believe that the ginger garlic and even wine can help in recovery. Some take the herbal tonics containing turmeric or white honey, in order to increase the milk production in the mother. Hiring a confinement lady or nanny can help in doing household chores, cooking, taking care of the mother and the child. It’s not necessary to be a confinement nanny we can also consider mother or mother-in-law or any other close relatives. They can take care of you and your child during the pregnancy and after postpartum period.

Despite today’s modern trends, most Singaporean mothers are mostly engaged in traditional confinement practices. There are also many differences in the practices based on the mother’s ethnic background. There is more confinement lady agency in Singapore to choose the nanny depending upon the needs. There are more findings which may help health care professionals to understand it better and also the dynamic and particular nature of confinement practices, thus it helps them to give great support and also traditional specific postpartum care for mothers.

Advantages of hiring a trained maid through maid agency

Today, most people are busy with their businesses, professional career or full-time employment which makes it difficult to get time to do house chores such as tidying, cleaning and organizing the house as well as their personal things. The busy schedules of most people cannot even allow them to even do their laundry leave alone the cleaning chores. Homeowners who are not able to keep up their homes due to their tight schedules or busy life lifestyles, they can consider hiring professional cleaning maids to do the household chores for them.

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Professionally trained maids form maid agency in Singapore is skilled home cleaners who will help us tidy and clean up the house. Apart from cleaning and tidying the entire house, they will do the laundry, clean the dishes, bathroom, and make our bed among any other things that we would like them to help with. The thing is, trained maids provide invaluable cleaning services to home owners who are too busy with life to do the cleaning themselves. Hiring the services means that our home will be sparkling clean and tidied up by the time we get home from work; almost everything will be in order which will make life easy for us.

After getting the services of a trained maid, we will not want to go back to do the cleaning on our own or have a relative or friend to help us with the house chores. This is because they are thorough in their work and their type of cleaning is unmatched. After all, this is their profession and they are well trained so that they provide nothing but the best cleaning service.

The following are 3 advantages of hiring the services of a trained maid

They offer professional services

Trained maids offer quality cleaning services, just what we deserve. They are well trained on how to properly clean homes in order to meet the standards of homeowners and work fast while ensuring they do everything just right. When we hire a trained maid to clean our home, we will receive top notch cleaning service and results which are beyond our expectations.

They use their own cleaning supplies

If we have only a daily maid or one who comes on specific days to clean our home, we will not need to buy cleaning supplies as they arrive with their own. They carry high quality and certified green cleaning supplies to protect us and help maintain our home in good condition. These products do not contain any dangerous chemicals that can be dangerous to the kids, guests, and pets. Therefore, our home will be safe for kids to play around after the clean up without having to worry about developing health complications due to the chemicals used.

The use of professional cleaning equipment

Also trained maids to make use of the right equipment to clean up our home which enables them to clean the house effectively. Besides making the home look and feel nice, the use of the correct cleaning equipment ensures that the home remains well maintained for a long time. To read more about Singapore maid agency fee click here.

4 Amazing Benefits of Using On-line Portals to Find Jobs

Job Portals are the most famous and widely used tool by companies and recruitment group to ease the graceful flow of recruitment method inside the competitive international. Job Portals give a platform for the employees to fulfill the possible employees. The job aspirants will register in job Portals by making a user ID. Job portal development allows users to submit and edit their resumes and apply for unique jobs at companies of their choice. Once registered, job aspirants get email job alerts and might reply to job associated questions from the corporate groups. The organizations have the selection to look for his or her perfect candidate from the résumé information the use of varied picks and limits to be had within the job Portals. Today, applicants can discover jobs through online job portals which are to be had available around the clock. Job vacancy in Singapore is one of the best job portals which alters the applicants with new job vacancies immediately after recruiters post it. Both fresher and skilled applicants can search for jobs in their preferred domains through a computer without many headaches.

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The following things enlighten you on few benefits of online job portals as a way to actually make you understand their importance. Take a glance.

4 Benefits of Using Online Portals to Find Jobs in India

1. Very Much Affordable

One of the major benefits of using online job portals is that they’re very less costly and cost-effective. Candidates can upload their resumes for free and search jobs throughout any field without having to pay any rate to the job portal. However, there are a few services, for instance, resume building and visibility enhancing services that are essential to enhance your job profile and become highlighted within the herd, require the candidate to pay a nominal fee.

2. Maintain Complete Confidentiality

Your job search history and profile is kept absolutely confidential in the database of these job portals which means that you could conduct your job searches in a highly discreet manner without letting everybody know what you are up to. Furthermore, those job portals do not share your records anywhere and respect your privacy that makes them a safe bet.

3. Search for Endless Jobs

Online process portals give you an opportunity to look for jobs from an array of categories which makes it easy for candidates, especially freshers, to filter out their options after browsing through them. Online job portals provide jobs from nearly all domains of the companies which may be very much useful.

4. Get Regular Job Notifications

Apart from providing a platform to find jobs, online job portals additionally send regular alerts to candidates when organizations begin recruitment drives. It is almost impossible for candidates to track organization actions while conducting recruitment. Online job portals offer the best opportunity to applicants to check employee recruitment programs.

These are a few amazing advantages of online job portals that will motivate you towards choosing them to find the most suitable job for your qualifications and skill set. There are many online job portals that are suitable to discover jobs in the world. Singapore jobs for foreigners is one of the best job portals which provides the best service to their applicants.

 

5 Important reasons to hire a debt collection agency

In order to keep our business afloat, we should collect payment for the products or services e render. Unfortunately, not all customers are reliable. If we are a business owner, we likely have very little time on our hands. We may not have the time to make frequent telephone calls or to write letters in an effort to collect delinquent debts. The older the debt gets, the harder it is to collect. If our needs for the price had been unsuccessful, hiring a best debt collection agency in Singapore may be extraordinarily useful for our commercial enterprise.

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Many business owners have an image of their mind about debt collectors – and for an awesome cause. In the past, absolutely everyone should set up a debt series employer without being registered or regulated in any manner. Today, there are rules and guidelines that govern debt collection corporations. Hiring a debt collection company is one of the easiest approaches for us to place the focus back on our business, whilst a person else handles the debt collection system. Here are five benefits to hiring a debt collection agency:

Legal protection

Today, there is a myriad of laws that govern the debt series industry, and nicely-knowledgeable clients might now not hesitate to sue if their rights are violated. Debt collection agencies recognize this, which is why they are properly versed in these legal guidelines.

Successful debt recovery

Debt collection agency has revealed in amassing unpaid money owed, and due to this, hiring a set organization will increase our odds of collecting antisocial money owed. Our number one focus is walking our business, but a group organization’s primary focus is to acquire money owed. A trained expert is aware of the pleasant techniques to legally coerce debtors to pay, and collection businesses submit a far extra threat to borrowers than we do. A collection account negatively affects a debtor’s credit rating for up to seven years, and debtors often make preparations to pay returned their money owed a good way to keep away from damage to their credit score.

Flexibility

Collection organizations understand that each business proprietor has a unique set of wishes, and they provide a ramification of programs that suit with different enterprise models. Chances are a debt series organization has a program that suits with our business model. Some debt series organizations pursue borrowers for a flat rate, whilst others receive a fee on the quantity they efficiently gather. When we gather with a group agency, ask approximately the one of a kind packages they advise. This will assist us to find the right organization for our wishes.

Documentation

When collection agencies speak with debtors, they make facts of it. Must we determine to sue a debtor inside the destiny, the debt series corporation will have detailed statistics of each time they tried to touch the debtor. This documentation demonstrates to the court docket that we placed forth tremendous effort to recover the debt. Additionally, if we declare the horrific debt as a tax deduction, we will need to have this documentation for our tax documents. In the occasion of an audit, the IRS will need to look that we exhausted each choice before writing off the debt and claiming it as a deduction.

People pay quicker

When we lease a debt collection agency, human beings pay us quicker and more frequently. Some debt series companies offer services that boost up the price system, so we get our cash faster. These offerings work with our existing billing technique. When we use a debt collection agency, we might now not have to spend time chasing down our customers. It saves us time, cash and power, so we will have time to attend to what is definitely critical – our enterprise. To read more about debt collector in Singapore check here.

7 Things we need to know about recruiters

Most people only think about recruiters when they are looking for work. Even then, candidates often prefer to go it alone rather than bring someone in on such a personal journey. That reluctance to seek out recruitment consultants combined with such a small window in which to make an impression means there are a lot of common misconceptions out there.

So let’s deal with those first and help us to understand exactly what a good recruitment agency can do for us.

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We are not career coaches

The most common misconception about recruiters is that they can tell us what we should do for work, or help us to decide what to do. That is not what we do. In fact, recruiters spend most of their time looking for people who are really clear on what they want to do. That is because clients hire us to find the perfect person for a specific job they need to fill.

They do not work for us

This brings us nicely to our second item – recruitment agencies work for employers, not candidates. That may sound harsh, but it is important to understand the difference. Employers hire recruitment agencies to find the best person, so our response will always be to the employer and the role first.

But that does not mean they do not have our best interests at heart

Having said that, it is important to understand how important it is that we place the right people in the right jobs. Employers hire us because we have a full view of the employment market and are better placed than they are to find the right person. If they place us in a role that we are not suited to, we would not be successful in the role and the client won’t use us again. It is vital that we find the best fit in terms of role, culture, personality, and salary – which is exactly what we should be looking for too.

In fact, our good news is their good news

On that point, it is also important to consider how recruitment agencies and recruiters get paid. When they place us in a job, the agency is paid commission based on a percentage of our new salary. In other words, the more we get paid, the more they get paid. More than that, the individual recruiter earns a commission as a percentage of the fee paid to the agency – everybody benefits when we get a big offer.

And they can help us to find a job

All of which brings us back to the idea that they help us to find a job – we do not – but that does not mean they don’t help us with our job hunting skills. If they think we are right for a role they will help us to improve our CV, they will coach us on interview skills and make sure we are as prepared as possible to meet with the employer.

Face to face is vital for us

Face to face meetings and mock interviews are vital to that coaching process. When we apply to a role through an agency we have a unique advantage over someone who applies directly with a CV.

We may never hear about the jobs they have to offer

It is also important to understand that we do not just work on jobs we could apply to ourselves. They work hard to build databases of strong candidates who we can call straight away when a job comes in and place them without ever having to advertise. In other words, there are jobs available right now that only a recruiter can get for us.

Recruiters are hired by employers. We find people for jobs, not jobs for people. It is important that we understand that. Just remember that even though they do not work for us, they will do everything they can to get us that perfect job. To read more about hire foreign worker click here.

The basic requirements to become a maid

A maid is worker who is specialized in varied light cleaning duties for residences and organizations. Before they go out looking for a job as a maid, there are several things they have to take into consideration to make sure that they are marketable within the flooded market.

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What kind of coaching do they require as a maid?

Normally, there are no formal requirements; however clients will clearly be in favor of people with a minimum of instruction or a certificate. High finish hotels and much of other facilities may have maids with some experience in their line of labor. But most people offer training for his or her maids according to the services that they have to be performed. New maids are necessary to follow an already established routine. When approaching the maid agency in Singapore for the first time, it is important to research a few before deciding on one service. Nevertheless, they are moved up to additional complex and freelance duties. As a maid, they are needed to use several cleansing detergents safely. They even have to find out the way to operate cleaning machines like vacuums and buffers. Though they are doing not have these skills, they are going to merely acquire the abilities in the due course.

Personal and client service:

The understanding of the process and principles of providing personal or client service are very efficient. Even if they are doing not have the talents, our trainers are going to supply the coaching for us.

Experience:

Usually, maids are not required to own experience. For example, they do not need any experience or formal training to become an office clerk. Even if they need never worked during a workplace they will perform these duties.

Information understanding:

This is often the capability to understand any information or ideas given to us either through writing or a word.

Education:

Most employers are comfortable with maids that have a minimum of a high school certificate. With such education, it is believed that it is easier to teach a maid in case special coaching is required. They will rarely need a license to perform any of these duties.

Active listening:

A maid should have excellent listening skills. They have to be able to offer full attention to details. Understand points that they need to be given and raise queries once appropriate. Never interrupt our employer or argue with them when it is not acceptable.

Service oriented:

As a helper, they need to always be service oriented. Our client’s services should come back first. They have to be able to look ways in which to help others.

Critical thinking:

As a maid, they must have the power to assume logically and also the reason they’ll to spot weakness and strengths of varied solutions, approaches to issues and conclusions.

Duty experience:

Usually, maids are not needed to own experience. Similar to they need stated above, most corporations or folks looking maids will train them. Commercial and private households always need efficient and also the best maid agency in Singapore.  As an example, they do not need any experience or formal coaching to become an office clerk. Even if they have never worked in an office they will perform these duties.

Social perceptiveness:

They have to be able to depict others reactions and comprehend why they react, so. By doing so, they’ll avoid conflicts with others.

 Oral comprehension:

This is the capability to understand any information or ideas given with us either through writing or a word.

Time management:

They should have the ability to effectively manage our time which of others. This can reduce the extent of conflicts with our leader. It additionally permits us to be in a position to try our work effectively.

The Importance of Hiring the Right Maid

Hiring a Maid Service is often necessary for large homes of residents with busy schedules. Some homeowners prefer to hire a professional service to clean their homes on a regular basis. Many cleaning services offer a variety of services. They can be easily found online or in the telephone directory under maid service.

When approaching the best maid agency in Singapore for the first time, it is important to investigate a few before deciding on one service. If we can, get a recommendation from a friend or neighbour, this way we have someone that can vouch for their services. It is important to get a full understanding of the services they provide. It is also important to clearly communicate our cleaning needs to the individual that will be cleaning our residence.

A maid service typically provides domestic services to homes and offices. Maids can be both male and female but in most cases, female maids are employed in these types of services. Some domestic services are more comprehensive than others and offer an array of services. Along with cleaning property, a maid may accomplish chores such as cooking, ironing, laundry, grocery shopping and caring for any pets in the home.

Many years ago, maids were only seen in very affluent homes, but they are now accessible to middle-income homes as well. Some maids are live in help, which is typically a lot more expensive than hiring a service to clean on scheduled visits. Depending on the type of service, the rates will vary. Whatever service we go with must only hire documented workers that do not have a criminal record. It is important to ask about their screening process before utilizing any service.

Before hiring a maid service, we should first have a clear understanding of our cleaning needs. If there are particular cleaning responsibilities that we cannot at all seem to manage, then this needs to be communicated to the service. If there are certain tasks that we are willing to do, this must also be disclosed. Any specialized cleaning such as steaming the drapes or finishing the silverware will also have to be mentioned to the service, so this can be included in our service contract.

A good way to go about hiring a service is the make a comprehensive list of everything we want the maid service to handle. The more complete the list, the better our service will be. Once this is done, then it is time to find the appropriate service. Professionalism and security will be our major concerns. We want to make sure their workers do excellent work and that they are all bonded and screened. A full background check should be done on all of the maids.

We will also need to determine the cleaning schedule and frequency of service we require. If we need daily service that is very comprehensive, our rates will be much higher than if we only needed weekly basic service. This should all be discussed with the maid service. Many will offer additional discounts depending on the level of service required. A lot of services also offer individual packages for their domestic helper in Singapore. See what kind of special deals may be available.

5 Worst Mistakes People Make When Choosing a Maid Agency

If we are looking to keep our house neat and tidy, but are unable to do so due to a busy work schedule, approaching a maid agency in Singaporeis the perfect solution. We can determine the frequency of the clean ups or it may even be a one time job. By hiring the right company, we will get the best results, leaving our house looking as good as new!

However, when it comes to choosing a maid agency, there are convinced factors which need careful consideration.

Not Looking At Reviews

Previous reviews and recommendations will tell us whether the maid agency is great, awful or anything in between. These are the people who will be present in our house, sorting through our things and looking into different rooms. Due to the time it takes, we may choose to call them over when we are out of the way. Being present in our house unsupervised, it is best that we check out their reviews in order to decide whether they are trustworthy and reliable.

Believing Everything We Are Told

When we believe everything advertised on the official website of the maid service without looking into outside reviews, we may be setting ourselves up for a trap. Marketing is the key to any business, and in not believing all of this, lies the success of the consumer. Look beyond the services provided by the official website and check out their rate of efficiency on other websites or through previous customers before settling on a particular maid agency.

Choosing a Company Not Permitted By the Consumer’s Associationof Singapore

False advertising is not unheard of. In fact, it is an old ploy meant to lure customers in and entrap them before they know what is happening. So before selecting a maid agency, do our own research to determine whether they are truly approved by the Consumer’s Association of Singapore. No matter what their website states, the truth may surprise us. This is because if they are not, then there is a chance that we may undergo some jail time! In dealing with the possibility of such serious consequences, it is best to not take any chances.

Thinking Lowest Means Best

Choosing an agency with the lowest price may often mean that we receive the lowest quality of service. Save yourself the trouble and avoid basing our decision solely on the price range. Instead, look into the quality of service provided, and ask previous customers about their evaluation of the agency. It is better to pay a slight extra than having to pay twice for another maid agency to clean up the mess the first agency left behind.

Not Making A Plan

Would you like to clean the living room and the kitchen? Must the maid service also clean the curtains and do the laundry? Do you need the bathrooms cleaned as well? All these factors need to be determined before selecting a maid agency. To hire maid in Singapore without looking into this, we may effectively be making one of the worst mistakes possible. This is because not all agencies offer every service. Most of them come with a limited variety of services, and by not conducting proper research, we may be in for a surprise when our newly hired maid refuses to do the laundry.